Miss Margaret and family, I was SO VERY SORRY to learn that Mr. Lloyd had died! He was always SO NICE to me and ALWAYS seemed to have a smile on his face. ALL of you are in my thoughts and prayers. Please FEEL FREE to call me at Mom's house if there is ANYTHING I can do for ANY of you. May your fondest memories bring you GREAT comfort in the days ahead. Deepest sympathies, Lisa Swanzy